Unlock the Value of Navigating Regional Property Markets with Properti Edge
As Canada’s housing markets diverge across major cities and provinces, investors and homebuyers face an increasingly complex landscape.
Each city has unique rules, taxes, and market dynamics that affect the cost of buying property and the long-term returns on investment. While real estate agents are experts in their local areas, they often aren’t equipped to provide insight across different provinces or even between cities. This is where Properti Edge stands out—our platform offers the crucial guidance no other service provider delivers for residential property.
Properti Edge goes beyond traditional real estate services by publishing data and providing market insights and comparisons to help potential property buyers, investors, and those who live in their investments navigate these complex regional differences.
Why are Comparisons Important?
Comparing city property markets is crucial for professionals considering a job promotion and for investors seeking the best returns.
Job seeker or employee evaluating an offer in a new city.
Of course, the role and compensation package are front and centre, but relocating can often involve changes to the purchase process, transaction costs, carrying costs, and the returns on your property investment.
Understanding these differences helps individuals assess whether their new salary will sustain their lifestyle in a pricier market and the impact on their property investment returns, which can impact decisions about accepting or declining promotions.
A property investor seeking the best investment returns.
For investors, the total return over the life of the investment is key. They should look at factors like:
Price–to–rent ratio—a simple way to get a rough estimate of return on investment, but since transaction taxes vary widely between cities and provinces, it is not the only metric.
Tenancy regulatory differences—are more tenant-friendly, which is fine when you have a good tenant, but some bad actors abuse the system at the expense of well-intentioned landlords.
The following factors are essential to home buyers and investors:
Price—if you can’t afford to buy in the market, the potential returns are a moot point. Spend your time researching markets where you can afford to invest.
Property Purchase Taxes—Some cities have property transfer taxes, while some provinces don’t. Sales taxes are substantial and vary between regions.
New construction warranties—whether you’re buying pre-sale, newly completed, or several years old, you should be aware that every province provides different protections.
Becoming a landlord is a simple decision. However, becoming a landlord with a high-performing property portfolio that provides stable and reliable returns is more complicated.
We recently published a comparison of Montreal, Toronto, Calgary, and Vancouver on our Mortgage Sandbox website. The findings are surprising!
Where it gets interesting
If you are considering owning property around Ottawa, are you better off buying in Ottawa, Ontario, or across the bridge in Gatineau, Quebec?
In the United States, these scenarios are common. Would you benefit more from buying in:
The benefits to you or your clients
From understanding transaction taxes, annual taxes, energy costs, and the implication of tenancy laws, Properti Edge arms you with the knowledge to make smarter decisions, regardless of where you’re looking to buy.
This is particularly valuable for investors. Properti Edge allows you to analyze market entry points, rental yields, and long-term appreciation potential across cities, ensuring that you’re not just buying property—you’re investing in the best possible returns.
Our view is that homebuyers and homeowners see their properties as investments. It is just as important for them to gain a full picture of how local municipal taxes, homeowner warranties, and regional market trends could impact their long-term financial position.
In a world where people increasingly move around the globe for work, are moving to far-flung places on digital nomad visas, or where people own vacation homes in foreign countries, Properti Edge is the only platform developing the full scope of information needed to help make informed, cross-market comparisons.
With our insights, you no longer have to rely on fragmented local expertise—Properti Edge ensures that every property decision you make is rooted in the latest data and tailored to your goals.
